We identified two primary user groups:- Young professionals (25–35 y.o.) who want to control spending and start saving
- Families who need to track shared expenses and plan budgets together
We started with discovery workshops with the founders to understand their vision, and we mapped key industry challenges: data security, Swiss banking integrations, and the rise of “financial wellness” apps.
Understanding User Needs & Industry Context
We benchmarked against apps like YNAB, Revolut, and N26.
Strengths observed: clean UI, instant expense tracking, integrations with bank accounts.
Weaknesses observed: overwhelming dashboards, lack of personalization, steep setup process.
We built a MoSCoW matrix to prioritize features.
Competitor Analysis & Feature Prioritization